Affari Consulting, Inc. is the answer for small business questions and strategy.    Large companies have the luxury of hiring talent in the areas of marketing, legal, accounting, financial analysis, strategy, operations, inventory and manufacturing.  Small businesses, mom and pop shops, and start ups do not have such luxury.   Affari specializes in providing small businesses with fundamental, practical and timely consulting for the immediate needs of their business. 

Every business at one time or another has to hard questions.  Should I be in business?  Am I making money?  Is my business performing to its maximum capability? These are hard questions many small business owners do not want to answer, are afraid to answer or ignore.  Many times, business owners do not understand that this is part of the job of ownership and responsibility.  Working hard long hours building your products and selling your services is important.  Equally as important and just as critical to your business success is asking and answering the questions that could increase your business ten-fold or close the business permantly. These questions are more than questions but rather items that produce strategy at the highest levels of your business.

As a small business owner reading this website now, you are here because you want a more profitable business, more intelligent about your decision making, more informed when speaking to your bank or investors about covenants, new lines of credit, increases in investments, growth, etc...  You don’t need a fancy marketing plan or a new website or more sales people to make your business successful.  You know you need to look internally to find answers in the fundamentals of your business.  Affari Consulting helps the small business answer these important questions. 

Questions that need an answer today:

1. Am I making money? How much?
2. Is my product or service in danger of being obsolete or outmaneuvered?
3. Should I be in business?
4. How do I read my financial statements and what are they telling me? How does an aging report effect my cash flow? How does inventory velocity effect cash flow?
5. Is my bank going to ask for my financials soon? What are they going to look at?  What are they going to say?What is a quick ratio? What are liquid assets? Why is liquidity important?
6. Am I out of covenant with my loan at the bank?  How would I know if I am out of covenant?
7. Do I need a compilation, review or audit for my bank or investors?

These are all excellent questions that every business owner should know the answer to every day.  It is not hard once you have the right system in place to keep you informed of your day to day business operations.  You can trust Affari Consulting, Inc. to provide you with the means to find these answers.  Affari Consulting digs deep into your organization to find the answers that you demand. Once Affari finds these answers, they are able to provide you with a tool to guide you in your everyday businness affairs.   Affari Consulting has always been about information.  How you find, organize and use that information is where Affari earns its reputation as a company that gets things done.

If you want to be able to understand your banks requirements about ratios, covenants, subordinations, agings, inventory liquidity or tell your investors with confidence that your cash flow is adequate and your balance sheet is strong, then contact Affari Consulting, Inc and find out what they can do for you.